Insurance inspection
A wind mitigation report can lower your insurance premium.
We document your home's wind-resistant features on Florida's official OIR-B1-1802 form so your insurer can apply the discounts you qualify for.
What we check
Building code
Year built and permit history used to determine which code the home was built to.
Roof covering
Roof type and its product approval or permit date.
Roof deck attachment
How the roof decking is fastened to the trusses or rafters.
Roof-to-wall attachment
Toe nails, clips, single or double wraps connecting the roof to the walls.
Roof geometry
Hip, gable or flat roof shape and how much of each.
Secondary water resistance
Whether a sealed underlayment would keep water out if shingles or tiles blow off.
Opening protection
Impact windows, doors, garage doors and shutters, and their ratings.
Florida law requires insurers to offer discounts for wind-resistant construction features, but they can only apply them if the features are documented on the official form. A wind mitigation inspection is how that documentation happens.
We complete the current revision of the OIR-B1-1802 form with supporting photos for every answer. Insurers reject reports on outdated form versions, so we keep up with revisions.
A completed form is generally valid for five years as long as nothing on the home changes, like a new roof or new windows. If you replace either, a new inspection can capture the upgrade.
Learn more
Is a Wind Mitigation Inspection Worth It in Florida?
Which homes save the most, how to find an old report, and how long it lasts.
Wind Mitigation vs. Four-Point Inspection: What's the Difference?
One can lower your premium, the other can get you insured. Here's how they differ.
What a Florida Wind Mitigation Inspection Checks, and How It Lowers Your Premium
The seven questions on the OIR-B1-1802 form and what each one means for your insurance.
Do Condo Owners Need a Wind Mitigation or 4-Point Inspection?
What condo unit owners need for HO-6 insurance, and what gets inspected.
Questions
How much can I save?
It depends on your home's features and your insurer, but homeowners often see meaningful reductions on the windstorm portion of their premium.
How long does it take?
Usually 30 to 45 minutes on site.
Do I need to be home?
Someone needs to provide access to the attic and the home's exterior openings.
Areas we serve
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